Grow Your Fortune, Protect Your Heritage

Tax Planning

We equip our clients to be well-prepared for the arrival of the Tax Man, ensuring that they are organized and ready to handle any tax-related matter.

• Tax Efficiency: Structuring financial activities to minimize tax liabilities.
• Tax Deferral: Utilizing accounts and strategies to defer taxes to future periods.
• Tax Credits and Deductions: Maximizing the use of available tax credits and deductions to reduce taxable income.

Wealth Management

Our clients possess the knowledge and expertise to accumulate wealth. Our aim is to offer them solutions to safeguard and maximize potential.

• Risk Assessment: Evaluating the client's risk tolerance and capacity.
• Portfolio Construction: Building an investment portfolio that aligns with the client's goals and risk profile.
• Monitoring and Rebalancing: Ongoing management and adjustment of the investment portfolio to stay aligned with goals.

Estate Planning

Our clients are high-net-worth families across Canada who implement advanced solutions to safeguard their wealth for their future generations

• Wealth Transfer: Planning for the transfer of assets to heirs and beneficiaries in a tax-efficient manner.
• Wills and Trusts: Establishing legal documents to ensure the client's wishes are followed.
• Charitable Giving: Incorporating philanthropic goals into the estate plan.

Corporate Strategies

Corporations are uniquely positioned to take advantage of both business and personal needs of its shareholders.

• Estate Freezes: Secure the current value of your business and transfer future growth to your heirs without triggering immediate taxes.
• Holding Companies: Streamline asset management and simplify asset transfer with holding companies
• Multiple Wills: Govern assets that require probate with one will, and handle non-probate assets, such as those with designated beneficiaries, with another.
• Income Splitting: Reduce your overall tax liability by distributing income among family members in lower tax brackets. Utilize family trusts or make family members shareholders in your corporation to achieve this.
• Capital Gains Exemption: Benefit from the lifetime capital gains exemption on the sale of qualified small business corporation shares.
• Spousal Rollovers: Defer taxes by transferring assets to a spouse upon death. Spousal rollovers apply to RRSPs, RRIFs, and capital property, delaying tax payments until the surviving spouse disposes of the assets.

Retirement Planning

The ‘R’ that everyone wants to reach but very few are actually prepared for. Our goal is to ensure that you are adequately prepared.

• Retirement Goals: Defining retirement goals and the lifestyle clients want to maintain in retirement.
• Savings Strategies: Developing strategies to accumulate the necessary retirement funds.
• Income Distribution: Planning for efficient withdrawal of funds during retirement to ensure sustainability.

Charitable Giving

Whether you are a natural philanthropist or a reluctant altruist the benefits of charity are numerous.

• Tax Benefits: By strategically planning charitable contributions, you can maximize tax benefits while supporting causes you care about.
• Legacy Planning: Establishing charitable trusts or foundations can ensure your philanthropic goals are met long after your lifetime.
• Philanthropic Strategies: We can help you identify and implement various philanthropic strategies, such as donor-advised funds, charitable remainder trusts, and direct donations.
• Family Involvement: Involving family members in charitable giving decisions can instill a sense of shared values and responsibility.
• Supporting Charities: We assist you in selecting reputable charities and organizations that align with your interests and values.